NSP 3

St. Clair County has been allocated $1,129,355 in NSP3 funds from the U.S. Department of Housing and Urban Development (HUD). NSP3 is the third round of the Neighborhood Stabilization Program administered by HUD, and this round will run from 2011-2014. Funding for NSP3 is provided under the Dodd-Frank Act of 2010.

The funds are provided to stabilize neighborhoods or corridors that have been hit hard by the economic effects of properties that have been foreclosed upon, abandoned, or sit vacant. NSP3 regulations require the county to direct grant funds to specific target areas based on future foreclosure risk, the percentage of sub-prime mortgages, and vacancy rates.

Households occupying NSP3-assisted properties must have incomes less than or equal to 120% of the Area Median Income (AMI). In addition, 25% of all NSP3 funds must be spent on housing for households whose income does not exceed 50% of AMI. For the purpose of administering NSP3 funds, eligible households are divided into three income groups as follows:

  • Low Income (Low) < 50% AMI
  • Moderate Income (Mod) > 50% AMI and < 80% AMI
  • Middle Income (Mid) > 80% AMI and < 120% AMI
TABLE 1: ST. CLAIR COUNTY NSP3 INCOME LIMITS – FY 2010
  1 Person
Household
2 Person
Household
3 Person
Household
4 Person
Household
5 Person
Household
6 Person
Household
50% AMI $24,450 $27,950 $31,450 $34,900 $37,700 $40,500
80% AMI $39,100 $44,700 $50,300 $55,850 $60,350 $69,300
100% AMI $48,900 $55,900 $62,900 $69,800 $75,400 $86,600
120% AMI $58,680 $67,080 $75,480 $83,760 $90,480 $97,200
Source: Michigan State Housing Development Authority Office of Community Development, 2011

The St. Clair County Metropolitan Planning Commission and the Port Huron Planning Department will oversee the Neighborhood Stabilization Program 3 funds for the following eligible activities:

  1. Demolition of Blighted Residential Structures
  2. Acquisition and Rehabilitation Assistance for Nonprofit Developers
  3. Energy Efficient Housing Rehabilitation Assistance for Nonprofit Developers
  4. Energy Efficient Housing Rehabilitation and Down Payment Assistance for Homebuyers

In addition to down payment assistance for homebuyers, NSP3 funds may be used for Rehabilitation Assistance. Up to $25,000 of NSP3 funds may be used to make certain energy efficient improvements and exterior renovations to NSP3 purchased foreclosed homes.

All NSP3 activity must be located in the following in three geographical areas: See Maps

For more information on the NSP3 program, contact:

Port Huron Planning Department
Community Development Office
100 McMorran Blvd.
Port Huron, MI 48060
810-984-9735

Or

St. Clair County Metropolitan Planning Commission
200 Grand River, Suite 202
Port Huron, MI 48060
810.989.6950

Grant Documents



Contact Information

Metropolitan Planning Commission
200 Grand River, Suite 202
Port Huron, MI 48060

Phone: (810) 989-6950
Fax: (810) 987-5931
We do not accept unsolicited faxes.
Email: Metro Planning

The MPC offices are open Monday through Friday, from 8:00 a.m. to 4:30 p.m.